{"id":102,"date":"2026-03-13T16:21:44","date_gmt":"2026-03-13T16:21:44","guid":{"rendered":"https:\/\/marcelapaez-unionrealtyco.sites.c21.homes\/?page_id=102"},"modified":"2026-03-13T17:50:19","modified_gmt":"2026-03-13T17:50:19","slug":"home-buyer-seminar","status":"publish","type":"page","link":"https:\/\/marcelapaez-unionrealtyco.sites.c21.homes\/?page_id=102","title":{"rendered":"Home Buyer Seminar"},"content":{"rendered":"\n\n\t

Your dream home<\/strong>
\nJourney starts here<\/strong><\/h1>\n\n

A South Bay native with over a decade of HR leadership experience, Marcela leverages her mastery of compliance and strategic negotiation to provide first-time homebuyers with the technical advocacy needed for a seamless purchase. She is deeply committed to helping communities of color build generational wealth, combining her sharp market insights with a tireless work ethic to secure investments that sustain families for years to come. Whether you are planting roots or seeking a foundation for your future, Marcela serves as a dedicated partner who ensures you are expertly equipped at every step of the journey.<\/p>\n\t\t\t\n\t\t\t\t\t\t\tContact Me\n\t\t\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t\t\tStart your journey\n\t\t\t<\/a>\n\t\t\t\t\"MonsteraAndCouchStock.jpg\"\n

\n\t\tOnline First-Time Home Buyers Seminar\n\t<\/h1>\n

Ready to learn all the tips and tricks to snag your first home without the stress? Join Marcela & Stephany on Zoom and secure your future!<\/p>\n

Join from the comfort of your own home Every First Saturday @ 10 AM, & Every Third Monday @ 7 PM.<\/strong><\/p>\n

 <\/p>\n

\"\ud83d\udca1\" What You’ll Learn<\/strong><\/h3>\n\t\t\t\n\t\t\t\t\t\t\tRSVP HERE\n\t\t\t\t\t<\/a>\n\t

\n\t\t\t\tYour First Steps to Home Ownership\n\t\t\t<\/h3>\n\t\t\t

Follow our proven roadmap to make your home buying journey smooth and successful<\/p>\t\n

\n\t\tGet Pre-Approved\n\t<\/h3>\n\t

Start with a pre-approval to understand your budget and show sellers you’re serious<\/p>\n

Contact a lender to review your finances and get a pre-approval letter. This typically takes 1-3 days and helps you shop with confidence<\/p>\n

\n\t\tDefine your needs\n\t<\/h3>\n\t

Create a wish list of must-haves vs. nice-to-haves for your future home.<\/p>\n

Consider location, size, amenities, and proximity to work\/schools. This helps narrow your search and saves time.<\/p>\n

\n\t\tStart house hunting\n\t<\/h3>\n\t

Begin touring homes that match your criteria and budget.<\/p>\n

Work with your agent to schedule viewings. Take notes and photos to help remember each property.<\/p>\n

\n\t\tMake an offer\n\t<\/h3>\n\t

Found the one? Your agent will help you submit a competitive offer.<\/p>\n

Your offer should include price, closing date, and any contingencies. Your agent will negotiate on your behalf.<\/p>\n

\n\t\tHome inspection\n\t<\/h3>\n\t

Hire a professional inspector to check for any issues with the property.<\/p>\n

This protects you from unexpected problems. Most issues can be negotiated with the seller.<\/p>\n

\n\t\tClose your home\n\t<\/h3>\n\t

Sign the final paperwork and get your keys!<\/p>\n

Bring a cashier’s check for closing costs, review all documents, and celebrate your new home!<\/p>\n\t

\n\t\t\t\tHow much can you afford?\n\t\t\t<\/h3>\n\t\t\t

Estimated monthly mortgage payment<\/p>\t\n\t

\n\t\t\t\tUnderstanding Real Estate Terms\n\t\t\t<\/h3>\n\t\t\t\t\"stock\n\t